Heroes Housing HR

Michelle Lummus

The Lummus Team

Michelle Lummus


eXp Realty

About Me

The Lummus Team strives to create a seamless operation for our clients, and that starts with a solid foundation between you and their team.  Both Michelle and Rob are Florida natives and left the corporate world to pursue their true passion, real estate.  Customer service is everything for The Lummus Team as we realize the magnitude of the decision that comes with buying and/or selling a home.  Combined both Michelle and Rob have served over 40 years in the United States Navy, with Rob at one point being one of only two Active Duty Paramedics in the Navy, so we truly understand the sacrifice that our heroes put in. We are genuinely honored to be a part of the Hero’s Housing program which offers actual closing cost assistance once we secure you the home of your dreams!   Most of all we love expanding our family to our clients with our 5-star service and letting our customers’ testimonials speak for themselves!

Happy Closings!

Highly highly recommend for any real estate transaction in St Augustine of Jacksonville. Extremely professional and customer service oriented! Would not work with anyone else
We have nothing but fantastic things to say about Michelle Lummus and the Lummus team! We sold our property promptly, they did everything they could to ensure the transaction went as smooth as possible and they kept us in the loop with constant communication! Highly recommend! We have an agent for life. <3
Michelle and her team were outstanding! The communication, level of professionalism, and service was unparalleled. We sold a property, and bought another property. Michelle handled both transactions and turned our home dreams into a reality! Thanks so much Lummus Team! :)
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Heroes Housing provides discounts and financial support, and can save thousands when selling or purchasing a home. Our realtors and their local partners can work with our hometown heroes — teachers, firefighters, military/veterans, police and first responders to save significant money!

Ways you can save are:

  • Discounts on Home Inspection, up to $150 value
  • Basic Home warranty, up to $450 value
  • Reduced lender fees, up to $2,000 value, waive processing fee and/or waive appraisal fee. (Typically lender waives Processing and Appraisal.)
  • Reduced Real Estate Commission of up to 25% off fees when buying or selling
  • Title company donation to Bridge The Gap foundation
Scarlett Roger

Scarlett Roger (Lender)

NMLS 1877247

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. Here’s a bit about me; family is the most important part of my life. My wife and I got married in 2010, I have two wonderful children and two dogs. I love just about anything that includes my family, but two of my favorite activities are getting donuts with my kids before school and helping coach my son’s football and basketball teams. Aside from my family, I am a huge sports fan. The Pittsburgh Steelers are my favorite team and my goal is to hit every stadium to see them play! If you’re looking to follow your dreams of home ownership, or need to sell your current home, give me a call today! I’m here to guide you home.