Why We Recommend Moving Before Spring

I Spring is usually the busiest season in the housing market. Many homebuyers wait until then to make their move, believing it’s the best time of the year. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to […]

Homestead Exemption

What Is the Homestead Exemption? The homestead exemption is a strategy for homeowners to reduce their property taxes. In addition, most states have a legal provision that helps protect a home from some creditors once a homeowner’s spouse passes away or they file for bankruptcy. Survivor spouses may receive continuous property tax reductions because of […]

Golf Tournament For First Responders Appreciation

2023 Golf Tournament Registration In honor of Law Enforcement Officer’s Appreciation Day, STF is hosting a golf tournament on Sunday, January 8, 2022. All are welcome to join us for this day of food, golf, and fellowship. Shotgun start at 9:00 a.m. Registration will open at 8:00. The cost is $75 per person, which includes […]

Heroes Housing Market Update

Consumer inflation continues to cool, while there were some important takeaways from the Fed’s latest rate hike decision. Read on for these crucial details: ▪ What the Fed’s Latest Rate Hike Really Signals ▪ Consumer Inflation Cooler Than Expected Last Month ▪ Small Business Owners Say Inflation Remains Top Problem ▪ Shipping Data Brings Positive […]

Michele Dickson, From Army Veteran to Realtor

My name is Michele Dickson and I’m an Army Veteran I love helping my clients make one of the largest purchases of their lifetime. Helping make their home ownership dreams come true.  I like walking, working out, swimming, and listening to Jazz. My favorite team is the Panthers.   I’m from Columbia, South Carolina, and […]

The Lummus Team, A Realtor Family of Heroes

My name is Michelle Lummus and I’m a Health Care Professional and Military (Navy) The reason why I chose this career is that I loved my time in the Navy, and have such an appreciation for the sacrifices that our heroes make. I learned so much being in healthcare with the Navy which lead me […]

Ken Baldwin, Heroes Housing Realtor


My name is Ken Baldwin and I’m a REALTOR The reason why I chose this career is that I wanted to help people find their forever home. I love the satisfaction of helping someone that no one else would take the time to help and accomplishing the goal of home ownership. I’m from Nashville, Tennessee, […]

Heroes Housing: The Best Homebuying Option For Today’s Market

In the past few years, whether you are a realtor, or mortgage lender, or have bought or rented an apartment or house, we have seen prices go up as well as interest rates which have had a tremendous impact on housing and rent prices. Coupled with a housing shortage in many housing markets across the […]

Marry The House/Date The Rate With a 3-2-1 Buydown

Marry The House/Date The Rate The idea is relatively straightforward, you buy a home you really want regardless of available financing terms. The mortgage rate you receive, even if high today, isn’t your forever rate because you can always refinance down the road. Marry The House A lot of homeowners buy a particular piece of […]

What does Veterans Day Mean to Me | By Louis C. Drummond Jr.

When you sign up to become a Soldier, Sailor, Airman, or Marine, you are taking a commitment to defend this great country from all enemies, foreign and domestic. We are willing to put our lives on the line so that the rights and freedoms that many values can remain in place. The duties and sacrifices […]